Mortgage Broker In Dartmouth
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Independent Mortgage Brokers Dartmouth
Looking for an experienced mortgage broker in Dartmouth? Taylor Made Mortgages provides professional, independent mortgage advice to homebuyers, homeowners and property investors across Dartmouth and the surrounding South Hams area. Whether you're purchasing your first home, moving to a new property or searching for a better remortgage deal, we take the time to understand your circumstances before recommending a mortgage that's right for you.
Buying a property can feel overwhelming, especially when there are so many lenders and mortgage products to choose from. Our role is to make the process as straightforward as possible by offering clear advice, explaining your options and supporting you from your initial enquiry through to completion. We work with a wide range of mortgage lenders, giving you access to competitive products that may not be available if you approach a lender directly.
Dartmouth is one of Devon's most desirable coastal towns, known for its stunning waterfront, historic character and diverse property market. From period cottages and family homes to modern apartments and investment properties, every purchase is unique. We understand that every mortgage application is different too, which is why our advice is always tailored to your personal circumstances, financial goals and future plans.
Bad Credit Mortgage Advice In Dartmouth
Having a poor credit history doesn't always mean you can't get a mortgage. At Taylor Made Mortgages, we help clients across Dartmouth who have experienced financial difficulties in the past, including missed payments, defaults, County Court Judgments (CCJs), debt management plans and other adverse credit issues.
Every lender has different lending criteria, so being declined by one provider doesn't necessarily mean you won't be accepted elsewhere. As an independent mortgage broker, we have access to a wide range of lenders and can help identify mortgage options that match your individual circumstances. We take the time to understand your financial history before recommending the most suitable route forward.
Our advice is always honest and tailored to your situation. We'll explain what information lenders are likely to require, discuss any steps you can take to strengthen your application and support you throughout the mortgage process. Whether you're a first-time buyer, moving home or looking to re mortgage, we'll work hard to help you secure a mortgage that's right for you.
Self-Employed Mortgage Broker in Dartmouth
Being self-employed shouldn't make getting a mortgage more difficult, but many business owners, freelancers and contractors find the application process more complex than expected. At Taylor Made Mortgages, we provide expert self-employed mortgage advice for clients in Dartmouth, helping you navigate lender requirements and secure a mortgage that suits your circumstances.
Whether you're a sole trader, limited company director, contractor or partner in a business, we'll take the time to understand your income and financial position before recommending suitable mortgage options. We work with a wide range of lenders, including those who are experienced in assessing self-employed applicants and understand that income doesn't always fit a standard employed payslip.
We'll explain what documents you may need, such as SA302s, Tax Year Overviews or company accounts, and guide you through the application process from start to finish. Our aim is to make applying for a self-employed mortgage as straightforward and stress-free as possible while giving you the best chance of securing a competitive mortgage deal
First Time Buyers
Support and guidance through the entire process of purchasing your first home, from initial budgeting to mortgage approval.
Shared Ownership
A government-backed scheme where you part-own and part-rent a home, with the option to increase ownership in stages over time.
Self Employed
Specialist help for limited company directors and sole traders to secure a mortgage based on complex or non-traditional income.
Shared Equity
A scheme where part of the property is funded through a loan or equity share, reducing the amount you need to borrow upfront.
Buy to Let
Mortgages designed for individuals looking to purchase a property they plan to let out for investment purposes.
Forces Help to Buy
An interest-free loan scheme for armed forces personnel to assist with purchasing a home, with full support throughout the process.
Let to Buy
For those who want to let out their current home and buy a new property to live in, using equity or rental income to support the move.
Product Transfers
Help switching to a better deal with your existing lender when your fixed mortgage term is ending, avoiding unnecessary costs.
Credit Issues
Missed payments, CCJ, defaults, bankruptcy, IVA - we can help.
Re-mortgages
Refinancing your current mortgage to obtain a new fixed rate, borrow additional money or adjust term, etc.
New Build
A new build mortgage allows you to take advantage of builder incentives, such as stamp duty free or new flooring. We can also look at mortgages solely for new builds.
Joint Borrower Sole Proprietor
A JBSP mortgage allows two or more people to take out a mortgage together, but only one person owns the property.